Well that depends on what standard of living you been accustomed to. A luxury once enjoyed, becomes a necessity.
If an average meal cost $5, or $15 a day today, it’ll already cost you $136,875 (based on today’s value), to have 3 meals a day over the next 25 years. Assuming inflation is 3% and you’re retiring in 15 years, based on a future value projection, you alone will need $213,246 for food. And you have not even taken everything else into consideration yet. And what about your spouse?
The much touted compulsory Annuity that pays you $250 or $300 month is not going to be able to support you when you’re 65. Try living on that sum today.
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